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Top Paying Online Casino NZ in 2024

Selecting the ideal top paying online casino in New Zealand is more than just a matter of chance; it's a strategic decision that can significantly impact a player's gaming experience and potential winnings. The online casino market in New Zealand is rich and varied, bustling with a plethora of gaming platforms, each boasting its unique array of games, bonuses, and user experiences. In this competitive and vibrant market, the significance of opting for a casino that not only promises but also delivers high payouts cannot be overstated. This guide is meticulously crafted to navigate players through the intricacies of choosing the best paying online casinos, highlighting the importance of high payout percentages as a key factor in maximizing potential winnings.

All Highest Payout Online Casinos New Zealand

These sections have been paid by the bookmakers
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What Is the Top Paying Online Casino in New Zealand?

Whether you are a beginner or a high roller, understanding the dynamics of top paying online casinos and their best payout offerings is crucial. Grasping the concept of Return to Player (RTP) percentage is key, regardless of your experience level in the gambling world. The RTP is a critical metric that indicates the average percentage of wagered money that players can expect to win back over time. It's an important factor in determining a casino's payout rate, offering players insight into their potential winnings.

While all online casinos have a house edge - the built-in advantage that ensures their profitability - those considered the best payout casinos typically have a lower house edge across their games. This means a higher likelihood of winning for players. For instance, while an average pokie machine might have a house edge ranging from 2-10%, games like classic blackjack often have a more favorable house edge, hovering around 1-2%.

In New Zealand, the highest paying online casinos boast RTP percentages of 95% or higher. This vital information is usually transparently displayed on their official websites. Some of the most reputable and player-focused casinos go a step further by listing the RTP for each game in their collection. This allows players to make informed decisions; for example, choosing a pokie game with a 97% RTP over one with a 93% RTP is a smarter move for those seeking higher payouts. Understanding these nuances can significantly enhance a player’s online casino experience in terms of potential profitability and gaming satisfaction.

List of Best Paying Casinos in New Zealand:

  1. Spin Casino 🏆 - Best Casino Overall: Renowned for its high payout rates across a wide range of games, making it a top choice for overall returns.
  2. Jackpot City Casino 🎰 - Best for Progressive Jackpots: Offers some of the largest progressive jackpots, which can result in massive payouts for lucky winners.
  3. Cosmo Casino 🌟 - Best for Mega Moolah Jackpot: Known for offering the popular Mega Moolah game, which frequently pays out huge jackpot prizes.
  4. Rizk Casino ⚡ - Best for 'Wheel of Rizk' Rewards: Features the unique 'Wheel of Rizk' which provides wager-free prizes, enhancing overall payouts.
  5. All Slots Casino 🍒 - Best for High RTP Slots: Offers a wide selection of slots with high Return to Player (RTP) percentages, leading to better average payouts.
  6. Captain Cooks Casino ⚓ - Best for Frequent Bonus Opportunities: Known for its regular bonus offers, increasing the chances of winning without high stakes.
  7. Golden Tiger Casino 🐅 - Best for Loyalty Program Rewards: Its rewarding loyalty program enhances the overall payout potential for regular players.
  8. Platinum Play Casino 💎 - Best for High Roller Benefits: Caters to high rollers with high-limit games and VIP perks that can lead to higher payouts.
  9. Sky City Casino 🌆 - Best for Local NZ Jackpot Games: Offers localized jackpot games, giving NZ players a better chance at winning big within a familiar environment.
  10. 7Bit Casino 🚀 - Best for Cryptocurrency Payouts: Specializes in cryptocurrency transactions, often resulting in faster and more efficient payouts.

How to Choose a Top Paying Online Casino in New Zealand?

When choosing a top paying online casino NZ, it's crucial to select a platform that upholds the principles of fair play and offers instant cashouts. These casinos typically feature industry-standard Return to Player (RTP) percentages, ensuring a fair and rewarding gaming experience. Look for casinos that not only provide swift withdrawals but also maintain their reputation through player-friendly policies. This includes offering legal games with high RTPs, attractive bonuses, and comprehensive VIP programs.

Opting for the best payout online casino means engaging in games that not only provide entertainment but also offer substantial payout potential. These platforms are designed to reward players with respectable winnings, ensuring that the withdrawal process is smooth and hassle-free. By focusing on these key aspects, you can choose an online casino in New Zealand that not only meets your expectations for rapid payouts but also provides a fair, secure, and enjoyable gaming environment.

When selecting a hight paying online casino in New Zealand, consider several key factors to ensure a secure, enjoyable, and lucrative gaming experience:

  • Banking Methods: Opt for casinos that offer fast, easy, and secure deposit methods. Reputable casinos typically use Secure Socket Layer (SSL) with 128-bit digital encryption to protect your data during transactions.
  • Check the License: It's crucial to choose a casino that is properly licensed and regulated. For New Zealand players, look for casinos regulated by recognized entities, ensuring they adhere to strict standards of fair play and security.
  • Security Measures: The best instant withdrawal casinos have robust security systems in place. This includes using advanced cybersecurity measures and encryption technologies to safeguard both financial and personal data, providing maximum protection for players.
  • Variety of Games: A diverse game selection is key. Look for casinos offering a wide range of options, including pokies, table games like blackjack and baccarat, craps, and roulette. If you're aiming for big wins, consider casinos with substantial jackpots, which can significantly boost your chances of joining the ranks of high-earning players.
  • Bonuses and Promotions: Evaluate the promotional offers of fast-paying casinos. Quality casinos provide enticing bonuses like welcome offers, no deposit bonuses, free spins, cashback, and more. However, always read the terms and conditions attached to these bonuses to understand the wagering requirements and the feasibility of cashing out bonus winnings.
  • Customer Feedback and Support: Pay attention to customer feedback and reviews. Casinos with fast payouts that are recommended often feature comprehensive customer support systems, available through live chat, email, phone, or FAQs. Reviews can reveal a lot about a casino's reputation and reliability; negative reviews on the internet can be a red flag, so it's wise to read and assess them carefully.

By meticulously evaluating these aspects, you can confidently choose a top paying online casino in New Zealand that not only meets your expectations for quick payouts but also ensures a safe, enjoyable, and rewarding gambling experience.

Review casino games and the payout percentage

Each gambling operator has its own conditions, however, the payout percentage to be received will also depend on the type of games on which you place your bet. What does this mean? Very easily, the payout percentage of a pokie machine, for example, will probably not be the same as the payout percentage of a blackjack game.

It is essential to identify the RTP, because based on this and your bets, you will know how much you will be able to win back. Check the following example of a 90% RTP pokie machine.

Game RTP


It's estimated to recover

90% $1 $0.90

Estimating Casino RTP

The RTP is nothing more than the statistical calculation that shows the chances of return that a casino has for a player and what he/she has invested. That is to say, this number indicates in theory how much money is returned to a user after betting in a gambling site. It is important to note that this figure is based on an average of at least 10 thousand plays, so it will not be reflected exactly in a few bets.

For example, if the RTP of a casino is 97.00%, this means that for every dollar you bet, you will theoretically receive a return of 0.973 dollars. The 0.23% represents the casino's profit. Of course, you may win an accumulated jackpot in the process, or you may lose more. But, if you play about 10,000 times, it is logical that you will receive $9,730 in return (theoretically speaking).

Calculating the RTP of a casino is simple. Just take the RTP specified in 5 different pokies, add them all up and then divide the amount obtained by five. The result will give you the average return to player of that platform.

You can calculate the RTP for pokies, for card games, and even for live games. The important thing is to have the statistics of the formats you want to evaluate at hand.

Best Paying Casino Games

Casinos present a return to the player because the games they host in their catalogs are subject to calculations that allow them to determine how much can be won in them. Whether it is video poker or blackjack, everything is subject to calculations. There are many games that give ample possibilities of winning when playing them, hereinafter we will show which are the best paying ones.


According to the statistics of millions of games studied by experts, the base RTP of blackjack is 97.00%. That is, for every $100 wagered, casinos - physical and virtual - receive an average of 3% winnings. This, of course, if the players do not use some strategy that widens their winning margin - which exists, and there are many of them.

Because of these great winning possibilities, and its easy dynamics, blackjack occupies a special place among novice and expert players.


Undoubtedly, pokies are among the favorites of millions of players, and the reasons are more than obvious: the wide margin of their RTP and the game facilities. Many pokies developed by companies such as Microgaming and NetEnt, have an RTP between 80 and 90 percent, but there are other slots such as Goblin's Cave by Playtech, which reflect an RTP above 99%.

Below, we show you the slots with the highest RTP percentage in the market.

Game RTP Provider
Goblin's Cave 99.32% Playtech
Mega Joker 99% NetEnt
Moody Fruits 99% Relax Gaming
Ugga Bugga 99.07% Playtech


Baccarat, statistically, gives players a 50/50 chance of winning. Therefore, it is, practically, a game more of luck than of skill. It is not for nothing that it has earned a place among the less assiduous players. We can say that due to its closeness to chance, trying to win when playing it is similar to trying to win in online pokies and roulette variants.

In view of this predilection and the simplicity of its dynamics, developers have created multiple variants. Here are some of them:

Game RTP Provider
Point and Banking 98.72% Playtech
Baccarat Gold Series 98.84% Microgaming
Punto Banco 98.94% iSoftbet


Contrary to baccarat, and more like blackjack, poker is a game of strategy. Beyond the card you receive, or the game the house or other players at the table have, there are strategies you can apply to get the most out of it.

It has even become such a lucrative casino game for players from New Zealand and other countries that they have dedicated themselves to it professionally and pursue tournaments and competitions worldwide. The RTP percentage varies depending on the poker version you choose to play, however, we show you the most representative ones in this category.

Game RTP
Classic Texas Hold'em Live 97.87%
Texas Hold'em with Live Extra Bet 94%


We are in front of the classic image of casinos since their beginnings. Roulette is, unequivocally, the representation of chance and luck in entertainment sites for gamblers.

The classic roulette wheels of the physical casinos have also evolved into digital roulette versions with their variations and mixtures between European, French and American roulette. They all keep the same game mechanism but with a better image, 3D graphics and a much more entertaining interface for betting and fun.

Roulette Variant RTP
French Roulette 98.65%
European Roulette 97.30%
American Roulette 94.74%

Maximizing Winnings: Tips and Strategies

When aiming to maximize winnings at top paying online casinos NZ, there are several effective strategies that players can adopt:

  • Choose High RTP Games: Select games with the highest Return to Player (RTP) percentages. Games with higher RTPs are generally more likely to return money to players over the long term.
  • Smart Bankroll Management: Establish a clear bankroll management plan. Set defined limits for both wins and losses to avoid the common pitfall of chasing losses or overspending.
  • Leverage Bonuses Wisely: Capitalize on bonuses and promotions, which can extend your playtime and increase your chances of winning. Always read the terms to ensure they match your gaming strategy.
  • Know the Game: Familiarize yourself with the rules of the games you play. Practice with free versions to build confidence and understanding without risking real money.
  • Play Skill-Based Games: Engage in games that combine chance with skill, like blackjack or poker, where you can use strategies to sway the odds in your favor.
  • Reputation Matters: Stick to reputable casinos with a track record of top payouts and fair play. Check reviews and player feedback to gauge the casino's reliability.

Here is a quick list to keep handy:

  1. High RTP Games: Aim for games with an RTP above 95%.
  2. Bankroll Limits: Never bet more than you can afford to lose.
  3. Bonus Terms: Look for low wagering requirements and high withdrawal limits.
  4. Free Play: Use demo modes to learn game mechanics.
  5. Skill Over Luck: Master games like blackjack, where skill plays a part.
  6. Casino Reputation: Ensure the casino is licensed and has positive player reviews.

By implementing these strategies and keeping this list in mind, you can enhance your overall chances of winning and ensure a more enjoyable and potentially profitable online casino experience.

Based on the opinion of our experts, we have selected the following top paying online casinos NZ. Read our micro reviews and choose the one that suits you best:

Spin Casino Review: Top-Tier Gaming in New Zealand

Spin Casino has been a prominent figure in the New Zealand online gambling market since 2001, known for its comprehensive selection of games and player-friendly features.

Advantages Disadvantages
✔️ Extensive Gaming Library: Offers over 600 titles across multiple genres. ❌ No Cryptocurrency: Does not accept crypto payments.
✔️ Diverse Payment Methods: A wide array of options for deposits and withdrawals. ❌ Geographic Restrictions: Some countries are excluded from service.
✔️ Mobile Compatibility: A seamless experience across various mobile platforms. ❌ Mandatory Registration: Requires an account for full feature access.
✔️ Rewarding Loyalty Club: An attractive program that benefits regular players.  

Spin Casino Bonuses

  • Hefty Welcome Bonus: A substantial match on initial deposits for new players.
  • Loyalty Points: Accumulate points with each cash wager, redeemable for bonuses.
  • Regular Promotions: Consistent promotional activities including free spins and cashback.


Spin Casino stands as a premier destination for New Zealand players, offering a secure environment and a user-friendly interface suitable for both novices and seasoned gamblers. While the integration of cryptocurrencies could add to its modern appeal, its existing advantages make it a highly recommended online casino.

Jackpot City Casino Review: A Gem in the NZ Online Gambling Scene

Jackpot City Casino is a jewel in the crown of New Zealand's online casinos, shining with a wide array of games and lucrative player incentives.

Advantages Disadvantages
✔️ Extensive Game Catalog: A plethora of games to suit any player's taste. ❌ No Cryptocurrency: Absence of crypto as a payment option.
✔️ Diverse Payment Options: Offers a variety of traditional payment methods. ❌ Geographic Limitations: Restricted access in some locations outside NZ.
✔️ Optimized Mobile Experience: Seamless gameplay on mobile devices. ❌ Registration Requirement: Must sign up to access all features.
✔️ Generous Loyalty Program: Rewarding system for consistent players.  

Jackpot City Casino Bonuses

  • Attractive Welcome Bonus: A significant bonus for new players.
  • Loyalty Scheme: Points-based system rewarding regular gameplay.
  • Regular Promotions: Continuous opportunities for bonuses and free spins.


Jackpot City Casino remains a top contender in New Zealand, with its rich selection of games and a strong focus on player rewards. While incorporating cryptocurrency could enhance its modern appeal, the casino's mobile adaptability and robust loyalty rewards make it a standout choice for NZ players.

Cosmo Casino Review: A Stellar Gaming Experience in NZ

Cosmo Casino emerges as a star in the New Zealand online casino firmament, offering a galaxy of games and stellar player rewards.

Advantages Disadvantages
✔️ Vast Game Universe: Over 550 games, with a focus on quality and variety. ❌ No Direct Crypto Transactions: No support for cryptocurrency.
✔️ Multiple Payment Pathways: Supports numerous payment methods for user convenience. ❌ Regional Restrictions: Not available to players in some jurisdictions.
✔️ Mobile-Friendly Gameplay: Smooth and adaptive gaming experience across devices. ❌ Membership Gate: Full access requires signing up.
✔️ Exclusive VIP Treatment: A rewarding VIP program for dedicated players.  

Cosmo Casino Bonuses

  • Welcome Bonus: A generous bonus for newcomers to kickstart their adventure.
  • Loyalty Rewards: An incentive program that turns bets into bonuses.
  • Promotional Events: Regular promotions to boost playtime and winnings.


Cosmo Casino is a dazzling online gambling venue for New Zealanders, boasting a broad array of games and a commitment to player satisfaction. While it could broaden its appeal with cryptocurrency options and more universal access, its advantages, particularly its rich game portfolio and robust VIP program, secure its place as a go-to choice for those seeking a cosmic gaming journey.

All Slots Casino Review: A Prime Choice for NZ Players

All Slots Casino has established itself as a premier destination for online slot enthusiasts in New Zealand, offering a vast array of gaming opportunities.

Advantages Disadvantages
✔️ Wide Array of Slots: Boasting an impressive selection of slot games. ❌ Limited No Deposit Bonuses: Fewer options for no deposit play.
✔️ Multiple Banking Options: A variety of methods for deposits and withdrawals. ❌ Certain Country Restrictions: Not accessible for players in some countries.
✔️ Mobile-Friendly: Optimized for a seamless gaming experience on mobile devices. ❌ Exclusive Content: Some content is only available to registered users.
✔️ Lucrative VIP Program: Offers great rewards for loyal players.  

All Slots Casino Bonuses

  • Substantial Welcome Bonus: Attractive bonus to welcome new NZ players.
  • Loyalty Points: Points earned with every bet, leading to more perks.
  • Regular Promotions: Frequent promotional activities to enhance the gaming experience.


All Slots Casino ranks as a top gaming site in New Zealand, with its extensive range of slots and commitment to player satisfaction. Its advantages make it a desirable platform for players seeking comprehensive slot gaming, backed by a robust loyalty program and consistent promotional offers. While expanding its no deposit bonus offerings and global access could improve its standing, All Slots Casino remains a solid choice for discerning NZ casino players.

Rizk Casino Review: Your Thrilling NZ Gaming Destination

Since its inception, Rizk Casino has captured the attention of New Zealand gamers with its bold approach and exciting gaming options.

Advantages Disadvantages
✔️ Expansive Gaming Catalogue: Over 600 diverse games. ❌ No Cryptocurrency: Crypto payments not supported.
✔️ Multiple Payment Methods: Wide variety for deposits and withdrawals. ❌ Geographic Restrictions: Not available in all countries.
✔️ Mobile Gaming: Fully optimized for mobile play. ❌ Exclusive Sections: Some areas only open to registered members.
✔️ Rewarding Loyalty Program: Offers continuous benefits for frequent players.  

Rizk Casino Bonuses

Rizk Casino rolls out the red carpet for its players with:

  • Generous Welcome Bonus: A substantial match on initial deposits.
  • Wheel of Rizk: An innovative spin-the-wheel feature for extra rewards.
  • Regular Promotions: Ongoing offers to keep the excitement high.


Rizk Casino stands out in the New Zealand online gaming market, with an impressive game selection and player-focused features. While it would benefit from cryptocurrency integration and wider availability, its mobile adaptability and engaging loyalty program make it a top choice for NZ players seeking a thrilling casino experience.

Published by:

Ines Ledo
Editor of the Innovate Change

Frequently Asked Questions (FAQ)

What is the Best Online Casino Game to Make Money?

Blackjack is known to have the best payout rates, often offering a 99% return, making it potentially the most profitable casino game for players.

What is the Easiest Online Casino Game to Win?

Craps has over a 98.5% payout rate, while European Roulette offers 98.37%, both providing relatively good odds for winning.

Are There Any Games That Pay Real Money?

Yes, many online casino games offer real money payouts, including slots, which have an average payout rate of around 96%.

How Can a Beginner Make Money Online?

Beginners should look for games with a higher Return to Player (RTP) percentage and start with lower stakes to minimize risk while getting familiar with the games.

What is the Largest Jackpot Payout in an Online Slot Machine Game?

The largest jackpot payout in an online slot game is over $17 million, won on the Mega Moolah slot.